America is burning off a billion dollars each year to identity fraud, in accordance with the Australian government, and nearly 90 % of Americans are reported to be concerned about having their identity stolen.
With id theft reputed to be the easiest growing crime globally, precisely what is being carried out to protect Americans from your growing menace caused from identity fraudsters?
The National Identity Security Strategy (NISS) was introduced by the Australian Government in 2005. This Fake Ids Website aims to tackle identity crime committed with the use of fake identity documents, such as passports and drivers’ licenses. Beefing the ability of Australian authorities to spot fake identity documents lies in the middle of the strategy. Fake identity documents are utilized by fraudsters to steal benefits, like Centrelink payments, and cash through the banks.
$28 million dollars has become pledged towards the roll out from the National Document Verification Service, a key plank in the NISS. The service will be an internet system for checking the authenticity of identity documents, and will also be accessible by government departments. It may also be rolled out to the private sector, which will help banks and other companies verify the identities of consumers. The service will enable government officials to make certain documents presented were actually issued and the details contained within options are accurate.
Biometrics, a way of utilizing the physical attributes of individuals to verify their identity, is increasingly being deployed by governments and private companies to combat id theft.
Australia’s immigration service, the Department of Immigration and Citizenship, is collecting biometric data on new migrants. It is actually expected the assortment of biometric details on ‘non citizens’ – like photos, fingerprints, and, iris scans – may help national and international efforts to tackle identity fraud. The physical specifics of new entrants are stored on the DIAC database, referred to as Identity Services Repository.
Plans for any welfare services identity card system costing greater than $1billion dollars were scrapped after 2007 following the election in the Rudd Government. The Howard Government planned to offer every Australian a biometric smartcard, including photo and individual health and welfare number. It was considered by a lot of to get an identity card scheme in disguise. Reports suggested the smartcard scheme might have been ‘piggybacked’ by private companies, including banks and banking institutions, as a method of tackling identity fraud.
Using voice authentication technology to tackle call centre identity fraud has been researched by boffins on the University Of Canberra. The university’s biometrics scientists work on systems that could enable companies to confirm people using their voice patterns. This may avoid the necessity to send sensitive private information abroad, reducing the chance of Aussies falling prey to identity fraudsters targeting call centres.
Tough new money laundering laws, which came into force at the end of 2007, will discover tighter identity checks on Australians when opening up new bank accounts, using casinos or purchasing travellers cheques. It is expected the Anti Money Laundering and Counter Terrorism Finance Act will help to combat identity fraud in Australia. Financial organisations must satisfy the strict identity check requirements in the legislation at the end of 2008. This act brings Australia into line with some other countries, including the UK wzczxl US, that have strengthened their funds laundering rules.
The publication of court judgments on the internet has led the NSW Supreme Court to change the way it writes judgments. Personal identifiers, such as birthdates and addresses, which can be utilized to commit identity fraud will not be published in judgments.
Amongst the advice in the government’s identity fraud self-help guide “ID theft kit” is the necessity for customers to regularly check their credit history to help spot any fraudulent activity committed against them. A free credit score can be accessed each year by writing towards the credit reference agencies.